Brazilian insurers paid out R$126.7 billion (approximately USD 24.1 billion at recent exchange rates) in indemnities, benefits, rescues and raffles in the first half of 2026, according to the Confederação Nacional das Seguradoras (CNseg).
The figure surpasses the projected annual budget for the state of Rio de Janeiro, which is estimated at R$126.6 billion for 2026.
Of the total paid, R$82.5 billion went to benefits and rescues of personal coverages, R$30.3 billion to indemnities for damage and liability insurance, and R$13.9 billion to rescues and raffles from capitalization products.
Total premiums collected by the sector reached R$207.1 billion in the semester, a 0.5% increase compared with the same period in 2025. After a stretch of negative results from February through May, the industry’s overall result turned positive, aided by a 13.4% year‑on‑year growth in June alone.
Breaking down collections by segment, personal coverages accounted for R$119.3 billion, damage and liability insurance for R$72.3 billion, and capitalization products for R$15.6 billion.
CNseg, the trade body that represents Brazil’s insurance firms, compiles the data from its member companies. The organization regularly publishes semi‑annual statistics that are used by analysts to gauge the health of the nation’s insurance market.
The payments reflect claims from policyholders across various lines, including life, health, property and casualty insurance, as well as savings‑linked capitalization plans that are popular in Brazil.